103 Tugalo Point - Updated Lake Hartwell Waterfront Home with Apartment, Garage, Greenhouse & Dock. Beautifully updated Lake Hartwell home featuring 3 levels of finished living space, a 4-car heated/cooled garage, 988 sq ft apartment, greenhouse, and a 2-story double slip dock with boat and jet ski lifts. The main level includes the primary suite with private bath, an additional full bath for guests, a combined living/dining area with masonry fireplace, a large vaulted multipurpose room with lake views, and a laundry room off the kitchen. Upstairs you'll find three spacious bedrooms with walk-in closets and a third full bath. The finished lower level offers a large rec room, fourth full bath, second laundry room, flex room, and an unfinished workshop. A fully enclosed breezeway connects the home to both garages. The garage features a half bath, a service pit, and ample workspace-ideal for car enthusiasts. Attached to the garage is a heated greenhouse with dual utility sinks. Above the garage, the private-access apartment includes a full kitchen, living area with hardwood floors, carpeted bedroom, and laundry hookups-perfect as a guest suite or home office. A concrete path leads to the dock, complete with shoreline steps, upper-level decking, power, and irrigation pump. Additional features include a central vacuum, whole-house fan, irrigation system, solid wood interior doors, and a whole-house backup generator. Sold fully furnished-move in and start enjoying lake life immediately!