This home is ELIGIBLE FOR A MORTGAGE PROGRAM THAT DOES NOT REQUIRE A DOWN PAYMENT OR MORTGAGE INSURANCE offered at a BELOW market rate! Seller open to WRAP FINANCING -- great opportunity for creative buyers or investors. Welcome to this exceptional 1.5-story home where luxury meets functionality. Step inside and be captivated by 12-foot ceilings and an abundance of natural light that enhance the open, elegant design. At the heart of the home lies a chef-style kitchen, featuring 36" built-in stainless Whirlpool appliances, an upgraded sink faucet, under-cabinet lighting, and extensive cabinetry - ideal for both entertaining and everyday living. The grand owners retreat is a true sanctuary, offering dual walk-in closets, blackout electric roll-down shades, and a spa-inspired ensuite with a freestanding soaking tub. The private home office provides a quiet, productive space, while smart home features like automated lighting in key areas and an Ecobee thermostat bring modern convenience throughout. Additional highlights include solar panels, whole home air UV purification system, electric roll-down shades, Pelican water softener, Carrier HVAC system, the prettiest garage you'll ever see with epoxy "flake" floor and utility sink. When you just need to be outside, the resort-style living in Blackhawk will satisfy! Enjoy access to 3 amenity centers, multiple pools, fitness centers, playgrounds, volleyball, and 100 acres of green space with scenic hike and bike trails and peaceful ponds. With on-site schools and abundant recreational options Blackhawk is the place to be. This beautifully upgraded home and neighborhood is the perfect blend of comfort, sophistication, and smart living. Don't miss the opportunity to make it yours! Owners welcome lease-to-own or other creative financing!