**Rare Opportunity: Assumable VA Loan at 5.50% APR - Open to All Qualified Buyers!***Seller is also offering a $5,000 closing cost incentive with an acceptable offer. Skip the high interest rates and take over the existing VA loan (no military eligibility required). Buyer must qualify with the lender and cover the difference between the purchase price and loan balance. Contact listing agent for full assumption details. This traditional two-story home is a standout in the established Ingram Point neighborhood in Duluth. Featuring a classic cedar exterior and recently updated interior finishes, this home offers a functional floor plan with beautiful hardwoods on the main level and plush carpet upstairs. The kitchen includes stainless steel appliances, ample cabinet space, laminate countertops, and a stylish tile backsplash. Upstairs, you'll find truly oversized secondary bedrooms-one with a unique built-in study nook-and a spacious primary suite with vaulted ceilings and a picture window that brings in wonderful natural light. The wide front balcony adds curb appeal and a great spot to enjoy your morning coffee. Step outside to a large wood deck overlooking the deep, private backyard with privacy fencing-perfect for outdoor entertaining, pets, or play. The home also includes a two-car garage, a storage shed, and updated systems, making it move-in ready with room to add your personal touches. Located just minutes from I-85, shopping, dining, and schools, this home blends comfort, charm, and convenience in one package.