Own Your Dream Property with Owner Financing at Lower-Than-Bank Rates & NO HOA! Say goodbye to the stress of traditional bank loans! The seller is offering owner financing with rates far below what banks can provide, giving you a hassle-free and affordable path to property ownership. This stunning, fully remodeled estate on 3.4 acres combines luxury, serenity, and income potential, offering breathtaking views of Lake Lanier and the North Georgia Mountains. Meticulously maintained living space, this property is ready for you to call it home. Turn-key and fully furnished. Key Features: Exquisite Outdoor Living: Relax or entertain with ease on the upstairs terrace, by the sparkling pool, or at the outdoor grill. Surrounded by lush greenery, you'll still enjoy unobstructed views of the lake. Sophisticated Interior Design: Step inside to a grand winding staircase, gleaming marble floors, and custom crown molding. Multiple inviting living areas feature cozy fireplaces, perfect for both relaxation and entertaining. Chef's Dream Kitchen: This spacious kitchen features high-end appliances, two walk-in pantries, and an open layout that leads effortlessly to the outdoor terrace-ideal for hosting gatherings. Luxurious Primary Suite: Wake up to stunning lake views in this spacious retreat, complete with three walk-in closets and an ensuite bathroom featuring dual vanities and ultimate comfort. Spacious Upper-Level Accommodations: Four generously sized bedrooms, a full bath, and a dual bath provide ample space for family and guests. Versatile Lower Level: Designed for entertainment, the lower level boasts a kitchenette, living area, poker room with a commercial-grade smoke eater, and direct access to the pool and lake. Outdoor Paradise: Enjoy unforgettable sunsets from the terrace or manicured trails. Outdoor highlights include a life-size checkerboard, fire pit, paved driveway, and a private beach. The deep-water dock is fully equipped with two boat slips, a boat lift, and two jet ski lifts-perfect for water lovers. Modern Smart Home Features: The estate features satellite-operated locks, a smart garage system, and a full surveillance setup, ensuring convenience and peace of mind. Prime Location: Situated just 5-10 minutes from shopping, medical facilities, and top-rated schools-all without HOA restrictions! Opportunities like this don't come around often. Whether you're looking to invest or settle into your forever space, owner financing terms make the process smooth and stress-free. Don't wait- schedule a tour today! Let's make this property yours!